First homebuyers FAQs
When buying your first home, you'll generally be up for things like stamp duty, lender costs, legal and conveyancing fees, mortgage insurance and builder's reports.
It's possible to get into your first home with just 5% deposit of the purchase price. However, if your deposit is between 5% to 20%, you will need to pay what's called lenders mortgage insurance. Ask your lender about how much you can afford.
It depends on your lifestyle, however most people tend to look at things like the proximity to good schools and other amenities. And of course, a great community.
Mortgage insurance is generally charged by lenders if your deposit is less than 20% of the home’s purchase price. Many buyers choose to pay this insurance instead of saving for a few more years.
If you're Australian or a permanent resident buying your first home to live in, you could be eligible for the government's First Home Buyer grant and other bonuses. Each state has different rules, so it’s best to check with your local lender.
We have living options to suit every budget and lifestyle. From undiscovered suburban gems to surprisingly affordable coastal communities.
Buying process FAQs
Read our easy step by step guide to buying a house and land package with AVJennings
Buying a house and land package with AVJennings in NSW
Buying a house and land package with AVJennings in QLD
Buying a house and land package with AVJennings in SA
Buying a house and land package with AVJennings in VIC
Read our easy step by step guide to buying a new home or townhome with AVJennings
Buying a new home or townhome with AVJennings in NSW
Buying a new home or townhome with AVJennings in QLD
Buying a new home or townhome with AVJennings in SA
Buying a new home or townhome with AVJennings in VIC
Property investor FAQs
Buying an investment property is relatively straightforward, however working out which investment property is right for you can be more complex. Things to consider include your financial situation as well as your short, medium and long term investment goals.
Communities with amenities like schools, shops and public transport generally provide the best opportunity for better financial returns.
Negative gearing is when the rental income earned from your property investment is less than your interest repayments and other costs associated with owning that property. It lets you offset the costs of owning a property against your annual income, potentially lowering your taxable income meaning you could pay less tax.
Rules vary from state to state, however you generally need to reside in the property you’re buying to qualify for the government’s First Home Buyers Grant.
Shareholder / investor FAQs
Our stock is listed as AVJ on the ASX. To buy or trade, you’ll need an online trading account or stockbroker. Visit the ASX website for information on brokers and accounts.
Here’s what some of our team members have to say.
“What I love about working at AVJennings is that it’s fairly autonomous so my destiny is mine to create. And management support is fantastic.”
- Frank Diggins, Sales Consultant
“The culture here is amazing. We’re so lucky to have such great people.”
- George Kirkopolous Sales Consultant
“It’s a company with superb ethics, that genuinely wants to build caring and communities.”
- Paula Piggott, Sales Consultant